Founded by Farmers

Summit Ag Insurance was built by farmers in 2009.  We take our farm background and implement it to help you make informed decisions that give you an edge in your field.

Innovation & information

Integrating insurance and technology are the touchstones of our philosophy. With this, we provide a different approach to agricultural insurance.  

Trusted Advisors

Standing together as one, our goal is to form a trusted partnership with you for the success of your operation. We go in-depth to truly understand your operation so you can make an informed decision.

Ryan Bayer passed away on January 8, 2020 after a three year battle with brain cancer.  Ryan had great fortitude and faith that carried him through his entire life, but especially during his battle with cancer.

Ryan was engaged in farming near Howells, NE where he lived with his wife, Jamie, and children RJ, Jestin, Jade, and Reagan.  In 2009, he became a partner at Summit Ag Insurance in West Point, NE.  At Summit Ag, he pioneered new approaches to crop insurance that lead the company to grow with a focus from a farmer's approach.  Ryan was a great leader, mentor, and friend to those he worked along side, and will be greatly missed.

A Tribute to one

of our Founders


1979 - 2020

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West Point

445 East Deere Street

West Point, NE 68788


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3202 Koenigstein Avenue

Suite 200

Norfolk, NE 68701



Monday - Friday


Non-Discrimination Statement


In accordance with Federal civil rights law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees, and institutions participating in or administering USDA programs are prohibited from discriminating based on race, color, national origin, religion, sex, gender identity (including gender expression), sexual orientation, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted or funded by USDA (not all bases apply to all programs). Remedies and complaint filing deadlines vary by program or incident.

Persons with disabilities who require alternative means of communication for program information (e.g., Braille, large print, audiotape, American Sign Language, etc.) should contact the responsible Agency or USDA's TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal Relay Service at (800) 877-8339. Additionally, program information may be made available in languages other than English.

To file a program discrimination complaint, complete the USDA Program Discrimination Complaint Form, AD-3027, found online at How to File a Program Discrimination Complaint and at any USDA office or write a letter addressed to USDA and provide in the letter all of the information requested in the form. To request a copy of the complaint form, call (866) 632-9992. Submit your completed form or letter to USDA by: (1) mail: U.S. Department of Agriculture, Office of the Assistant Secretary for Civil Rights, 1400 Independence Avenue, SW, Washington, D.C. 20250-9410; (2) fax: (202) 690-7442; or (3) email: program.intake@usda.gov.

USDA is an equal opportunity provider, employer, and lender.

Privacy Statement


At Summit Ag Insurance, we are committed to protecting your privacy as a visitor to this website and as our customer. To our visitors and to our customers, we offer this pledge: Summit Ag Insurance is the owner of the information, which is collected on this website. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy.

Information Collection: We will ask you to provide your personal information to us when you enroll for coverage and when you purchase and insurance policy from us. We will also ask you to provide your personal information to us when you send

e-mail to us from this website. When you enroll for an insurance policy at Summit Ag Insurance, we will ask you to provide your name, home address, mailing address, telephone number and e-mail address. This information will be provided to the insurance company when you purchase an insurance policy so they can establish you as a policyholder. We will maintain a record of your information at the offices of Summit Ag Insurance so we can provide you with the policyholder service. The employees at Summit Ag Insurance are each required to sign and acknowledge a Confidentiality and Nondisclosure Agreement. Each employee has been instructed on maintaining the privacy of each customer and the importance of protecting the customer's personal information. When you purchase an insurance policy from Summit Ag Insurance, you will pay the premiums with your credit card or personal check. If you use your credit card to pay the premium, your credit card information is deleted from our records after your purchase has been authorized. A transaction number will be provided to you on your Binder of Insurance. You may use this transaction number as a reference to the credit card purchase. We do not keep a record of your credit card information. If you pay the premium using your personal check, we will keep a copy of your check in your file. When you send us e-mail from this website, you will provide us with certain personally identifiable information including your e-mail address.

Cookies: A cookie is a piece of data that is stored on a visitor's hard drive while they are visiting the website. We may utilize a short-lived form of cookie when you visit this site. At Summit Ag Insurance, a cookie is only used to identify one unique visitor from another during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the enrollment process. This enables the visitor to input their information once and have the information appear later during the enrollment process. No personally identifiable information is stored on the cookie. The cookies expires and is deleted from the visitor's computer as soon as they close their browser or if they are not actively browsing our website for more than 20 minutes. Should a previous visitor to our website return for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.

Third Party Links: This website may contain linked to third party websites that are not controlled by Summit Ag Insurance. These third party links are made available to you as a convenience and you agree to use these links at your own risk. Please be aware that Summit Ag Insurance is not responsible for the content of third party websites linked to Summit Ag Insurance nor are we responsible for the privacy policy or practices of third party websites linked to Summit Ag Insurance. Our Privacy Policy only applies to information we collect from you while you are at and while you are actively in a session with Summit Ag Insurance. If you should link to a third party website from Summit Ag Insurance, we strongly encourage you to review and become familiar with that website's privacy policy.

Changes in Our Privacy Policy: We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes. If you have any questions about our Privacy Policy, please feel free to contact us at:

Summit Ag Insurance

445 East Deere Street

West Point, NE 68788